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Delicious Ham and Potato Soup

4 C Diced Potatoes
1/2 C Diced Carrot
1/2 Onion, Chopped
1 C Diced Ham
3 1/2 C Water
2 T Chicken Bullion Granules
1/2 t Salt
1 t Pepper
5 T Butter or Oil
5 T Flour
2 C Milk
5 Slices Cheddar Cheese, Diced

Combine potatoes, carrots, onion, ham, water, bullion, salt, and pepper in a large stock pot. Bring to a boil and simmer for 10 to 15 minutes or until vegetables are tender.

Meanwhile, melt butter in a pan. Stir in flour and whisk until smooth and no lumps remain. Stir constantly for a minute or two, then add milk in slowly. Whisk until smooth. Add cheese, small amounts at a time until melted completely.

Add milk mixture to soup. Stir to combine, serve immediately.

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